Terms & Conditions

Acceptance of Terms

By accessing and using LookByLoan, you agree to these Terms & Conditions. If you do not agree, you must not use the app.

Eligibility Criteria

• You must be at least 18 years old.
• You must provide complete, accurate, and truthful information.
• You must not use the app for unlawful purposes.

Loan Application Process

• LookByLoan facilitates the loan application process to Paters Bank but does not guarantee loan approval.
• All decisions regarding loan approval, terms, and interest rates are at the sole discretion of Paters Bank.
• Users must comply with any requests for additional documentation or verification by Paters Bank.

User Responsibilities

• Provide accurate and complete information.
• Ensure that documents and identity proofs are valid and not forged.
• Protect your login credentials and notify us immediately of unauthorized access.

Limitation of Liability

LookByLoan shall not be liable for any direct or indirect losses, delays, errors, or damages arising from the use of the app, loan rejection, or misuse of personal data.

Intellectual Property

All content, trademarks, and software associated with LookByLoan are owned by or licensed to us. You may not copy, reproduce, or distribute our content without written permission.

Modifications

We may modify these Terms & Conditions at any time. Users will be notified of changes, and continued use of the app signifies acceptance of the updated terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of India.