Privacy Policy

Introduction

LookByLoan ("we", "our", "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, process, store, and protect your data when you use our app to apply for loans through Paters Bank.

Information We Collect

We collect various types of information to provide our services effectively, including:

• Personal Identification Information: Aadhar number, PAN, passport, and other government-issued identification.
• Financial Information: Bank statements, income proofs, tax documents, credit history, and loan-related documents.
• Contact Information: Phone number, email address, and physical address.
• Usage Information: App usage data, device information, IP addresses, and cookies.

How We Use Your Information

We use your information to:

• To evaluate and process loan applications and approvals.
• To verify your identity and comply with legal requirements.
• To communicate with you about loan status, promotions, and updates.
• To maintain and improve the app’s functionality and user experience.
• To prevent fraudulent activities and protect both users and the company.

Data Sharing and Disclosure

Your data may be shared with:

• Paters Bank strictly for processing loans.
• We may share information with regulatory authorities when required by law.

We do not sell, trade, or rent your personal data to third parties.

Data Security

We adopt industry-standard security measures, including encryption, secure servers, and restricted access, to safeguard your personal data against unauthorized access, loss, or misuse.

Retention of Data

We retain your personal information only as long as necessary for processing loans or fulfilling legal obligations.

Your Rights

You have the right to access, correct, update, or request deletion of your personal data, subject to applicable laws. You may contact us at support@lookbyloan.com for any privacy-related inquiries.

Changes to Privacy Policy

We may update this Privacy Policy periodically. Your continued use of the app constitutes acceptance of the updated policy.